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Using Your HP12C Financial Calculator

    Online Education
Category  General [Gen]  
Attendance Hours  7.0  
Current Price  $ 115.00 AI Price  
$ 137.00 Full Price  
Matthew Larrabee, MAI  
Appraisal Institute - Online Education
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  Sponsor / Contact  
  Appraisal Institute  
Phone  (877) 674-2447  
The purpose of this seminar is to introduce the use of modern financial calculators that are commonly used by commercial real estate professionals.

The basic features of the calculator will be introduced through demonstration using a number of examples and problems that are real estate specific. The central theme of the seminar is the HP12C calculator, several alternative machines, including the HP10, HP17B2, and HP19B2 may be mentioned.

The objective of the seminar is to expose the student to many of the basic features of the machines, so that the student may determine which features are important to his or her professional tasks. A second objective is to give the student sufficient basic skills to attend the Appraisal Institute’s income property courses.

This seminar is developed for commercial real estate professionals. There will be extensive discussion of the basic functions of the calculator along with a thorough treatment of the financial functions, but there will be no treatment of the statistical, depreciation, bond, or programming abilities variously available with these machines. In addition, students must be familiar with the concepts of compounding and discounting prior to the class.

Module 1: Getting Started
Module 2: Non Financial Functions and Keys
Module 3: Basics of Financial Functions
Module 4: Amortization and Irregular Cash Flows
Module 5: Real Estate Problem Solving

Learning Objectives:
• Be comfortable with the basic style of data entry and be able to do simple arithmetic calculations.
• Be able to use several of the specialized non-financial keys offered on the HP12C.
• Understand the concepts of amortization and irregular cash flows and be able to input information into the calculator and solve for these types of problems.
• Solve complex problems encountered in the commercial real estate brokerage or appraisal businesses.

AI CE Credit for Designated members and Practicing Affiliates
• Attend Only = 35 points

Cancellation Policy
If you are unable to complete an online program once it begins, you may cancel out of the program within 30 days after the official end date. Absolutely no cancellations will be processed after 30 days of the official end date. Once you cancel out of a program, you must start the program over at the beginning in any later enrollments. You cannot be placed into the program where you left off before canceling.

The following refund policy is in effect for canceled online programs based on the amount of material completed in a program:

 Less than 25% of the program completed: $60 cancellation fee

 More than 25% of the program completed: no refund

I agree to the terms and policies set forth under the Appraisal Institute Online Education Policy. I also certify that I am the person identified above under Personal Data and that I will personally complete each assigned module of instruction and any examination(s). I understand and agree that if I misrepresent my identity or arrange for someone else to represent himself or herself as me at any time during the Appraisal Institute online course or seminar, I will be immediately removed from the course or seminar and I will not be entitled to any refund. I further understand that if I am a member of the Appraisal Institute and participated in any misrepresentation of identity, by affirmative act or failure to act, that I will be the subject of a peer review proceeding under Regulation No. 6 for violation of the Appraisal Institute's Code of Professional Ethics and Standard of Professional Appraisal Practice, and that such peer review proceeding may result in termination of my Appraisal Institute membership.
  Additional Information  
Please allow 1 hour after registration to start an online session in progress (on or after the session start date). Go to and log in with the username and password you used when you registered. You will automatically be taken to the "My Appraisal Institute" page. Near the middle of that page your course will be listed with a link next to it that says "Go To Class".

If you have any questions, please email us at

  Online Education Homepage  



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