PRINT M E M B E R    P R O F I L E        Lourdes N. Cruz Negron, MAI www.lourdescruz.net Lourdes N. Cruz & Associates Owner PO Box 985 Isabela, PR 00662 (787) 609-6633 Fax: (866) 714-6748 Cell: (787) 643-7222 tasadoresLCA@gmail.com Continuing Education Program Completed Standards & Ethics Education Completed Accepts Fee Assignments   Primary Market Area PUERTO RICO: From Manati to Ponce,to the west of the island, including the towns of the center of the Puerto Rico (Utuado, Adjuntas, Jayuya...) Secondary Market Area PUERTO RICO: Special assignments are considered for valuation including land developments, going concern values and others. Primary Practice Focus Appraising commercial, industrial, special use properties, land development and highest and best use consults. Business Services Absorption Studies • Appraisal • Appraisal Review • Business Valuation and Consulting • Consulting • Data and Information Analysis • Demand Analysis • Demographic Analysis • Development Valuation and Consultation • Education • Eminent Domain Valuation and Consulting • Feasibility Studies • FHA Appraisal • Financial Workouts • Highest and Best Use Studies • Litigation / Litigation Support • Market Analysis • Relocation Appraisal and Consulting • Retrospective Valuation Property Types    Residential   Condo, Multi-Family Project (Townhouse, Condo, Etc) • High End Residential • Low Income and/or Affordable Housing • Mixed Use (Residential / Commercial) • Multi-family (2-4 units) • Multi-family (5+ units) • Single Family Appraisal (Conventional, Other) • Single Family Appraisal (FHA) • Single Family Appraisal (Relocation) • Unique Property      Land   Acreage (Mixed Use) • Acreage (Non-Residential) • Acreage (Residential) • Coastal / Lakeshore, Riverfront, Other Waterfront • Land, Rural • Land, Transitional • Land, Urban • Mountain • Subdivided Land / Lot (Non-Residential) • Subdivided Land / Lot (Residential) • Subdivision (Commercial, Industrial, etc) • Subdivision (Residential)      Commercial   Assisted Living / Skilled Care Facility / Nursing Home • Automobile Dealership • Banquet / Reception Hall • Bed and Breakfast / Inn • Branch Bank / Financial Building • Condominium (Office / Retail / Etc.) • Convenience Store / Service station • Convention Center • Day Care • Dry Cleaner • Hospital / Surgical Hospital / Rehabilitation Center • Hotel / Resort • Medical Facility / Clinic • Motel • Movie Theatre • Office Building (High Rise, over three stories) • Office Building (Low Rise, three stories or less) • Parking Facility (Lot or Garage) • Restaurant / Bar / Night Club / Micro Brewery • Retail (Single Tenant or Free Standing) • Self Storage • Shopping Center (Local, Strip, Neighborhood, Community, Etc.)      Industrial   Cannery • Food Processing • Industrial (Heavy (Manufacturing) • Industrial (Small Office Warehouse / Mfg.) • Industrial Light (Distribution, Storage)      Public   Community Center / Recreation Center • Courthouse • Dormitory • Educational Institution (Public) • Fraternity / Sorority • Library • Museum • Post Office • Recreation and Park • Religious Facility • University / College      Special Purpose   Bowling Alley • Car Wash • Data Center • Greenhouse / Nursery • Lumber Yard • Mixed Use • Private Educational Institution • Quarry / Mine • Racetrack (Horse / Dog / Automotive)   Formal Education BS Degree, Mathematics & Computation with a minor in Education from University of Puerto Rico, Mayaguez Campus,Certified Mathematics Teacher, DE PR,Certified Home Quality Inspector The Quality Council of Puerto Rico, Inc., Magic & FHA Appraiser   Languages Spanish - Business Communication (written & verbal) English - Business Communication (written & verbal)